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Trying to keep your credit score up is one of the most important things you can do, as it affects your financial life in so many ways. Avoiding disasters like bankruptcy and foreclosure are critical, as they can have devastating effects on your credit rating. When it comes to going through foreclosure, your credit score […]

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There was nothing honorable about it, nothing particularly heinous, either, when Leandro Andrade, a 37-year-old Army veteran with three kids and a drug habit, walked into a Kmart store in Ontario, California stuffed five videos into his waistband and tried to leave without paying. Security guards stopped him, but two weeks later, Andrade went to […]

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